Offerings

Programs & Services

Arizona Capital Source is the only Arizona-based CDC (Certified Development Company) licensed to provide the SBA 504 program. The program supports small businesses and their owners by allowing as little as 10% down on a building or equipment purchase, and is a significant enhancement when seeking formal approval with your bank. The program is specifically designed to ease access to capital for small business, the engine that drives economic development nation-wide. Eligibility is focused on job creation, though several public policy goals are supported for eligibility as well, including veteran-owned, woman-owned, minority-owned, location in low and moderate income areas, location in rural areas, and several others. 

As the name implies we are a trusted source for accessing capital for small business in Arizona. In addition to the SBA 504 program we are also licensed as a CA-SBLC (Community Advantage Small Business Lending Company) through SBA's 7a program. The Community Advantage program supports business loans from $50,000 -  $350,000, a traditionally difficult segment for most banks to serve. Difficult for them but a focus for us; supporting small business is all we do and we don't stop there. Municipal Development Authorities have seen fit to have us manage their direct lending activities, and we house a sister organization specializing in micro loans up to $100,000 via the CDFI designation (Community Development Financial Institute). Arizona Capital Source is designed with more options for small business and the ability to get creative.